LiveWell - Detroit
Tek R. Wiegert CFP®, WMCP®, RICP®, ChFC®, CLU®
Lead Partner and Private Wealth Advisor
I hear you. Being a wealth management advisor isn’t about handing a client a run-of-the-mill financial plan. And it’s not about having lots of conversations about money or asking about your investment style. It’s about having conversations with people. It’s about family and dreams and legacy. It’s about understanding and hearing. It’s about listening. That’s what I do most: I listen more than I speak. That’s because listening to my clients explain their wants, as well as their needs, is absolutely essential in understanding how I can best help them achieve their financial goals comfortably, and in the time span they want.
People are unique. They want different things out of their lives, so when I hear my clients talking about travel, or building a second home, or arranging for a grandchild’s college education, it’s my job to first listen, and then create and monitor a custom plan which not only allows them these opportunities, but also, a plan which takes into account their current lifestyle needs. Yet, even more so, it’s also my job to advise clients about the kinds of things they don’t want to think about: illness, premature death, disability. I make sure your plan meets your and your loved ones needs for all that life hands you, both the good and the bad.
A good life doesn’t just happen. A good life is planned and created. For over 20 years, I have been helping clients plan their dreams into reality. In that same time, I’ve also been recruiting and developing my own team of professionals with whom I closely work. Together, we pool our knowledge and expertise to develop and maintain meaningful, personal relationships with our clientele. We want to impact your life positively. We want you to achieve success, financially and emotionally. We want you to be happy.
Michael D Sosnoski CFP®, CLU®, ChFC®, RICP®, WMCP®
Wealth Management Advisor
Dreams matter. Dreams of family, dreams of financial security, dreams of legacy. Mike graduated from Central Michigan University in 2001 with a Business degree in Finance. He joined Northwestern Mutual in November of 2001 as a Financial Representative. As a CERTIFIED FINANCIAL PLANNER™ professional, a family man and a son of a business owner he understands the power dreams hold. After two decades plus of practice, Mike has an understanding of how to develop and manage personalized financial plans designed specifically around our clients.
Areas of Expertise:
- Fee-Based Financial Planning
- Wealth Management
- Retirement Income Planning
- Business Continuation Planning
- Life Insurance Planning
- Disability Income Planning
- Long Term Care Planning
Mike currently resides in Rochester, Michigan with his wife, Lindsay, two children, Natalie and Max and golden retrievers, Molly and Maggie. Mike and Lindsay love to spend time with friends and family. Mike is an avid golf fan and member at Great Oaks Country Club in Rochester. Mike and his family spend the Michigan summers being outside, playing golf and swimming. In the fall and winter months, you will find Mike cheering on the Michigan Wolverines football team and downhill skiing.
I do the research.
I look at the numbers, study the analytics, and monitor the trends. You may not have time to watch the market, so I do it for you. And when something comes up, you hear from me and decide if it’s time to invest more or move things around. It involves a lot of back office stuff, but I spend my day figuring out the most appropriate way to make your money work for you. That’s my favorite part of the job, managing your portfolio and working to meet your goals. There is value in being part of this team, for you and for me. You get the expertise of specialists and I get to focus on what I do best: working with you to build a personalized investment approach.
Annette Testa-Young CFP®, CLU®, ChFC®, RICP®, AWMA®
Director of Investments and Planning
In 1999, Annette, her husband, Mike, and two children, Jess and Chris, moved to Michigan. Annette’s greatest joy was becoming “Nonna” through the birth of her first grandson, Wesley and more recently the birth of her granddaughter, Willow Jade. This has truly helped her define the word “joy”. Mike and Annette, love to travel and explore the world. Annette is an alumna of the University of Pittsburgh and a lifelong Pittsburgh Steelers fan.
In her previous life she worked in Commercial banking as a Senior Credit Analyst. She became involved in the financial planning industry in 2006 and has worked in many capacities including, Financial Planning Analyst, Portfolio Manager and Associate Wealth Management Advisor. In 2012, she received her first designation as a CERTIFIED FINANCIAL PLANNER™ professional (CFP®). Since then, she has completed additional designations including Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), and Retirement Income Certified Professional (RICP®). She currently is working on the Wealth Management Certified Professiona designation (WMCP®) as she believes lifelong learning will be the greatest gift, she can provide clients.
When it comes to financial planning, Annette develops the road map, and then manages and monitors client plans easing the burden to clients. Her desire is to keep clients from becoming overwhelmed with the idea of creating a lifelong financial plan and leave every interaction with peace of mind. She personally enjoys educating clients and playing a part of clients reaching their dreams.
I help create solutions for clients.
I’m the numbers guy on the team. I help recommend the products, execute the plans, and in the end, make sure that the plans are in line with your needs and objectives. You see, each person who walks into this office is unique and special: we deal with individuals, not statistics. So, the challenge for me is creating something that’s comfortable for you and also, works toward your goals. And I love it. There is nothing I would rather be doing. Even though I’m organizing a lot of information, I like helping people succeed and knowing that I’ve contributed to their well being. That’s what really makes this job special.
I cater to clients.
I also handle all of the office operations. That means that whenever you have questions, concerns, or you need help, you communicate with me first. I want every phone call, every e-mail, and every text to improve your experience with this office. Planning for your future should be easy and we work hard to make it that way. My favorite part of this job is bringing people together. So, I learn a lot about you, what you need from us, and how you like to communicate, to personalize your experience with this office. Clients are not numbers and they’re not figures, they are people, whom we care about. In the end, I make everything we do here better, just for you.
I am the Investment Specialist.
I have always had a passion for investing and financial markets. With over 25 years of experience as both a stock trader and financial advisor, I’ve seen the best and worst of what equity markets throughout the world are capable of. My goal is to help clients navigate all types of stock market conditions and answer any questions they may have. In other words, anything that will help our clients have peace of mind and help them achieve their retirement goals is what I strive for. As part of our diligent and extremely knowledgeable team, I enjoy helping out wherever it’s needed, so you will always know that there is someone here for you when you need us. I also enjoy travelling and cheering on the Detroit Lions and Tigers!
Natarsha was born and raised in Metro Detroit. Natarsha loves to read, listen to music (all genres) and spending time with family and friends. She loves sports but football is her favorite, GO LIONS! GO BLUE!
Natarsha is an alumnus of Eastern Michigan University, where she received her Bachelor of Science. She and her husband Jamal are newlyweds and love playing with their German shepherd named Drago and black lab named Khaleesi (Kali).
Natarsha has been a part of the Sosnoski Team since April 2017 and has strived to learn and grow to become a great contributor. She is an associate financial representative, who enjoys assisting clients with their needs. And tries to ensure a positive experience with each person.
Janis joined our team in late 2022 as an Investment Operations Specialist. She has recently become a fully registered representative by obtaining her Series 7 and 63. Prior to joining our team, she spent 7 years as a mortgage underwriter for the largest mortgage lender in the United States. Janis is from Detroit, MI where she earned a general business degree and is working on obtaining her BS in finance.
When she is not working or studying, she enjoys playing video games, such as, Call of Duty with her family and friends.
Janis will coordinate with you directly on your investment applications. She will help you through the onboarding process and facilitate your investment activity as it aligns with your plan.
Associate Financial Representative
Most individuals see the world of business as an uphill battle. For me that is not the case. I see the world of business as a never-ending race, the moment you stop to admire what you have accomplished in the past is the moment you get passed by the rapidly evolving professionals and companies striving to lead the way. Myself, along with our team at Livewell Capital, are striving to lead the way to create a better future for you, your business, and your family. Being keenly observant and connecting with my clients on a personal level is what I believe gives me my edge as an Associate Financial Representative. The best time to start planning your future is now!
I alleviate your concerns.
You’ll be hearing from me. I review accounts, manage accounts, and monitor accounts to make sure your plan is working for you in the ways you want it to be working. I also answer all of your questions. Sometimes people get overwhelmed with the idea of creating a lifelong financial plan. I’m here to show you that it isn’t complicated and it’s not difficult. Sure, I like numbers and I like math problems, but what I like best is client satisfaction. And client satisfaction equals success. For me, that can’t be measured by a number on my computer screen: it has to come from you. Your feedback drives my work and your questions, your concerns, and your comfort constitute my job. Basically, helping you makes my day.